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L&T Finance Loan App Apply Online 2024 | Full Detailed Process

L&T Finance Loan App 

L&T Finance Loan App ek Aisa application hai jo aapko 30 Lakh rupaye Tak ka personal loan 6 sal ke liye 11% ke interest rate per de sakta hai. Yah ek nbfc company hai jo logon Ko unke expenses ko pura karne ke liye loan boro karti hai jismein agar koi vyakti Apne Ghar Ko renovate karvana chahta hai ya fir kisi festival marriage education ya medical need aane per aane wali paison ki jarurat ko pura karna ho, ine sabhi chijon ko money loan app complete karta hai. Is company ke dwara claim Kiya jata hai ki yah salaried aur self-employed donon vyaktiyon ko loan pradan Karti hai jismein Inka apply ka process bahut hi jyada digital aur minimum documentation ke sath fast approval process pradan karta hai. Aaj ke is artical mein ham aapko money loan app ke bare mein sari jankari pradan karenge ki yahan per aapko loan kitna milta hai, kitne samay ke liye milta hai, itne interest rate per milta hai aur aap is loan ke liye apply kaise kar sakte ho yah sari ki sari jankari aapko aaj ke is artical mein ham pradan karenge. Lekin sabse pahle baat kar lete hain ki yahan per aapko kaun kaun se loan dekhne Ko mil jaate Hain.

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L&T Finance Loan App Types Of Loan

Is application mein aapko mukhya roop se 7 Tarah ke loan dekhne ko milte Hain. 

Home Loan : Agar koi vyakti Apne liye nahin Ghar Ki talash kar raha hai ya fir Apne pahle se ghar ko renovate karvana chahta hai to vah yah loan le sakta hai.

Loan Against Property : Agar aapke pass koi residential property padi hai aur aap apne kisi dream ko pura karna chahte hain to aap usko girvi rakhkar loan lekar Apne dream ko pura kar sakte hain.

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Personal Loan : Is prakar mein aap apni personal is prakar mein aap apni personal need ko personal loan lekar pura kar sakte hain.

Two wheeler Finance : Is prakar mein aap apne ghar ek tu wheeler la sakte hain loan lekar.

Farm Equipment Finance : Is prakar mein aap apni sabhi prakar ki agriculture need ko pura karne ke liye loan le sakte hain.

SME Loan : Is prakar mein aap apni business ko expand kar sakte hain.

Micro Loan : Yah ek prakar ka Chhota loan hota hai jismein har Ek vyakti apni chhoti financial need ko pura kar sakta hai.

 

Aaj ke is artical mein ham aapko doston personal loan ke bare mein jankari pradan karenge ki yahan per aapko kis tarah se personal loan mil sakta hai. Sabse pahle ham doston Key features ke bare mein baat kar lete hain Jo yahan per aapko personal loan mein dekhne Ko mil jaate Hain.

 

L&T Finance Loan App Key Features 

  • Yahan per aapko 12 mahine se lekar 72 mahine ke liye loan mil sakta hai.
  • Aapko yahan per maximum loan 30 lakh rupaye Tak ka mil sakta hai.
  • Yahan per aapko interested kam se kam 11% ka lagaya jata hai.
  • Yahan per aapko jo bhi personal loan milta hai vah zero paper work ke sath 100% digital process ke tahat milta hai.
  • Yahan per open eligibility ke tahat loan milta hai yani salary aur self employed professionals donon yahan per loan le sakte hain.
  • Yahan per aapko kisi bhi prakar ke income proof ki jarurat nahin Hoti hai.
  • Yahan per aapko Bina kisi Ko later aur security ke personal loan mil jata hai.

 

L&T Finance Loan App Loan Amount 

L&T Finance Loan App Loan Amount 

L&T Finance Loan App se aap ₹30 Lakh Tak ka loan le sakte hain.

 

L&T Finance Loan App Interest Rate

L&T Finance Loan App mein aapko kam se kam 11% ka interest rate lagaya jata hai.

 

L&T Finance Loan App Tenure Rate

L&T Finance Loan App main aapko 12 se lekar 72 mahine ke liye loan mil sakta hai. Yani aapko is application se kam se kam 1 sal aur adhik se adhik 6 sal ke liye loan mil sakta hai.

 

L&T Finance Loan App Processing Fees

Yahan per aapko loan amount ki 3% processing fees lagai jaati hai.

 

L&T Finance Loan App Repayment Bounce Charges

L&T Finance Loan App mein aapko ₹500 se lekar ₹2,000 Tak ke bounce charges lagai ja sakte Hain jinke bare mein complete jankari niche Di gai hai.

For loan amounts less than Rs 5 lakhs Rs. 500
For loan amounts Rs 5 lakhs to Rs 50 lakhs Rs. 1,000
For loan amounts above Rs 50 lakhs to Rs 2 crores Rs. 1,500
For loan amounts above Rs 2 crore Rs. 2,000

 

L&T Finance Loan App Late Payment Charges

Yah aapko 2% ke lagaye jaenge overdue EMI par.

 

L&T Finance Loan App Foreclosure Charges

Yah aapko aapki principal outstanding amount ke 5% lagai jayegi.

 

L&T Finance Loan App Eligibility Criteria

  • Aapke pass citizen proof hona chahie, aap Bharat ke nagrik hone chahie.
  • Aapki age 23 sal se lekar 58 varsh ke bich mein honi chahie.
  • Aapki income kam se kam ₹15,000 ki honi chahie.

 

L&T Finance Loan App Documents Required

Yahan per aapko mukhya roop se teen tarah ke dastavejon ki jarurat padati hai.

  • Identity proof 
  • Residence Proof
  • Income Proof 

Identity proof ke liye aap niche diye Gaye dastavejon ka istemal kar sakte hain. 

  • PAN card
  • Aadhar card
  • Voter ID
  • Driving license
  • Ration Card
  • Job Card by NREGA

Residence proof ke liye aap niche diye Gaye dastavejon ka istemal kar sakte hain.

  • Aadhaar
  • Passport
  • Voter ID
  • Driving Licence
  • Water Bills
  • Electricity Bills
  • Mobile Postpaid Bill
  • Municipal/Property Tax receipt
  • National Population Certificate
  • Job Card by NREGA

Income Proof ke liye aap niche diye Gaye dastavejon ka istemal kar sakte hain. 

  • Consumer Loan: No income proof required
  • Micro Loan: The lender considers their loan applicants’ income generating capacity before accepting their application

 

To yah thi abhi tak doston basic jankari jo aapko pata honi chahie agar aap L&T Finance Loan App se loan Lena chahte Hain aaiye ab baat karte hain aapko yahan per loan ke liye apply kaise karna hota hai.

 

L&T Finance Loan App Apply Process

  1. Sabse pahle aapane application Ko download karna hai.
  2. Fir aapane sabse pahle application ko permissions deni hai.
  3. Iske bad aapko apni language ko choose karna hai.
  4. Fir yahan per aap apna mobile number dalna hai aur login kar dena hai.
  5. Iske bad aapane jo mobile number dala hoga use per aapko OTP aaega vah TP aapane dalna hai.
  6. Ab doston aapane ek 4 digit ka pen setup karna hai jo aap application ko open karte waqt istemal karenge.
  7. Iska doston aapane use char digit ke pin code dwara enter karna hai aur application mein enter kar dena hai.
  8. Iske bad doston aapko apni basic jankari deni hai Jaise first name, last name, date off birth & email ID.
  9. Iske bad aap application ke home page per a jaaoge, yahan per aapko instant personal loan wala vikalp dekhne ko milega. Uske niche diye Gaye apply nau ke button per click karna hai.
  10. Jaisi ab use button per click karte ho yah application aapko inki website per le jaati hai Jahan per aapko personal Tel aur Fir eligibility Jaisi ab use button per click karte ho yah application aapko inki website per le jaati hai Jahan per aapko personal Tel aur Fir eligibility Jaisi ab use button per click karte ho yah application aapko inki website per le jaati hai Jahan per aapko personal Tel aur Fir eligibility check Jaisi ab use button per click karte ho yah application aapko inki website per le jaati hai Jahan per aapko personal Tel aur Fir eligibility Jaisi ab use button per click karte ho yah application aapko inki website per le jaati hai Jahan per aapko personal detail and eligibility check karne ko kaha jata hai.
  11. Sabse pahle aap location ki permission doge.
  12. Iske bad aap apna first name, last name, date of birth & mobile number daloge aur gate OTP per click karoge.
  13. Iske bad aapane apna gender select karna hai aur apne Aadhar Card aur PAN card ke number ko bharna hai aur fir validate pan per click kar dena hai.
  14. Ab aapki yah checking hogi ki aapke Aadhar card mein dikhi jankari aur PAN card mein Di ke jankari same hai.
  15. Iske bad aapko apni email id dalni hai jiske upar yah company bad mein aapko documents aur bhi chijen bhej sakti hain.
  16. Ishwar aapko apni current adress ka pin code enter karna hai.
  17. Iske bad aapko apni improvement ki type select karni hai aapki education qualification kya hai aur aapki annual income kitni hai aur aapki residence ownership kaisi hai yani aapka Ghar rent hai ya fir aapka khudka ghar hai.
  18. Iske bad aapko Kitna loan chahie vah aapane batana hai aur loan ka reason Bata dena hai.
  19. Is waqt aapane terms and condition ko accept karke next button per click kar dena hai.
  20. Iske bad aapki eligibility ke anusar aapko ek loan ka offer Diya jaega vah aapane select kar lena hai jismein aapko loan ki amount loan kitne tenure rate per milega vah select karna hai.
  21. Iske bad doston aapane apni insurance ki detail ko enter karna hai, jismein apni nominee details ko fil karna hota hai jismein aap nominee name, nominee date of birth, gender, aapka relationship kya hai unke sath, unka mobile number.
  22. Iske bad aapko apni digital KYC karni hai jismein aap digilocker ki madad se apne Aadhar Card ko yahan par fetch karvayenge. Ismein sabse pahle aapko Apne Aadhar Card ka number dalna hai fir aapko captcha code dalna hai. Iske bad aapane jo mobile number Aadhar card ke sath lekar Kiya hoga use per ek OTP jaega vah OTP aapane dalna hai fir ab submit per click karoge. Iske bad aapko Apne adress proof ko select karna hai aur unki photos upload kar deni hai aur adress ki puri jankari deni hai.
  23. Iske bad aap jis Bank khate mein loan ki amount ko Lena chahte Hain uske bare mein yahan per detail daloge.
  24. Last mein aapko e sign agreement ko sign karna hai aur aapke Bank khate mein loan ki amount credit kar di jayegi.

 

Aur Is tarah se yahan per aapko L&T Finance Loan App se personal loan mil sakta hai.

Yah ek aisi application hai jo aapko kam interested per loan pradan karva sakti hain aur yahan per aapko multiple type ke loan dekhne Ko mil jaate Hain. To Abhi ke liye doston itna hi ho karta hun aapko hamari Di gai hai information acchi lagi hogi aapko kuchh valuable chijen ke bare mein pata Laga hoga.

 

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